For decades we’ve assumed that technology would make markets more efficient. It has. What we perhaps didn’t anticipate is that it would also make theft, lies and deceit dramatically more efficient. This is illustrated by three completely unrelated stories that caught my attention this week. One examined how consumers are abusing chargeback rules through “friendly……

Things we’re reading today include … Adyen is coming for agentic payments. Can startups keep up? Stripe vet buys a bank for his fintech Cryptocurrency Trading Volumes Near Three-Year Low Lloyds reports first-half profit up 23%, outlines AI-driven cost-cutting plans Central banks slashed their gold purchases in early 2026 Increase in mortgage debt ‘doesn’t indicate……

One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……

Back in 2021, PayPal was worth around $360 billion. Today it is worth closer to $50 billion. That’s one of the biggest destructions of market value we’ve seen in fintech, and yet it isn’t because the company stopped growing. Quite the opposite. PayPal still moves almost $2 trillion every year, serves around 440 million active……

Things we’re reading today include … HSBC to close all branches and pull out of Australian retail banking market Can Australia’s newest bank give the ‘big four’ some real competition? Coinbase Revenue Falls 19% Over Weak Cryptocurrency Market Elizabeth Warren Highlights Survey Indicating 55% of Voters ‘Disapprove’ of Trump’s Billion-Dollar Crypto Earnings Donald Trump’s $10,000,000,000……

One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……

One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……

One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……

One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……

One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……