Category: FinTech

  • The tech behind intelligent banking

    The key thrust of my new book is the intelligence revolution. More on that tomorrow but the basics are that we are living through the third technology revolution of finance and banking. The first began with automating the mundane with mainframes from the 1950s onwards (back office efficiencies fifty years ago); moving to making the……

  • Things worth reading: 28th May 2026

    Things we’re reading today include … Huawei Unveils Upgraded Solutions to Drive Finance Toward Agentic Banking Citi’s 5-year comeback: How CEO Jane Fraser turned the bank’s chronic underperformance into decade-high revenue  HM Treasury Publishes Findings of the UK Bank Ring-Fencing Review Project Agorá: a shared programmable platform for wholesale cross-border payments Tonik Becomes the First……

  • Becoming intelligent: the next wave of disruption

    I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

  • AI is just a calculator for Gen Alpha

    We are living through the third great revolution in modern business. The first revolution automated administration through mainframes and databases. The second digitised services through smartphones, apps, APIs and cloud. The third revolution is now intelligence: machines that can write, analyse, reason, create and increasingly act on our behalf. That is why so many people……

  • Things worth reading: 29th May 2026

    Things we’re reading today include … Why Britain’s fintech stars faded UK Fintech Hiring Set to Rise 14 per cent Fintech, once the ‘enfant terrible’ of finance, is growing up Islamic Fintech Is Having Its Moment – Why Are So Few Founders Building For It? Are We On The Precipice Of A Fintech IPO Bonanza?……

  • Becoming intelligent: the next wave of disruption

    I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

  • Becoming intelligent: the next wave of disruption

    I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

  • Becoming intelligent: the next wave of disruption

    I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

  • Becoming intelligent: the next wave of disruption

    I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

  • Becoming intelligent: the next wave of disruption

    I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……