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Things we’re reading today include … Cryptocurrency addiction is real — and it looks just like gambling UK House of Lords committee calls on Bank of England to reconsider proposed stablecoin restrictions UK wants public to vote on wildlife to replace Churchill on bank notes Puffin and bumblebee among 18 creatures shortlisted to feature on……

Deloitte just released a report of how an investment bank will look in 2030. Here is a quick summary: Deloitte’s vision of the “Bank of 2030” argues that investment banking is moving away from the traditional model where one giant institution does everything internally. Instead, the future bank becomes a far more connected, data-driven and……

Continuing my pickup of great reports this week, here’s one from EY who used to be known as Ernst & Young. This report is about the five questions bank execs should be asking about their tech investments, namely: Do we have a governance framework that prioritizes projects based on strategic alignment rather than immediate returns?……

Things we’re reading today include … Cryptocurrency is money, rules South African court Bitcoin falls below $62,000, triggering $1.5 billions in cryptocurrency liquidations AI cyber security risk ‘top of list’ for banking threats, says UK regulator Lloyds customers unable to make payments due to IT glitch Customers vent frustrations as Lloyds Bank tech goes down……

For years, the conversation around digital banks focused on whether they could survive. Today, the question is very different: what are they becoming? The latest results from Monzo, Revolut and Starling reveal something remarkable. These institutions are no longer niche challengers. They are profitable, growing rapidly, attracting millions of customers and, perhaps most importantly, becoming……

Things we’re reading today include … Visa And Mastercard Collaborate On New Stablecoin Platform Crypto billionaires help Reform cement fundraising lead JPMorgan, Citi and Big Banks Plan New Tokenized Deposit System to Answer Crypto Bank of America to launch cross-border real-time payments service Bank Regulators Push Stablecoin Rules While Warning on AI Risks How fake……

The latest McKinsey Global Banking Annual Review paints a fascinating picture of modern banking and shows that the industry is both richer than ever and more threatened than ever. On the surface, everything looks fantastic. Global banking generated around $1.3 trillion in net income in 2025, making it one of the most profitable industries on……

This week’s main blog discussions include … Monzo, Revolut and Starling: the quiet emergence of Britain’s Banking Champions For years, the conversation around digital banks focused on whether they could survive. Today, the question is very different: what are they becoming? The latest results from Monzo, Revolut and Starling reveal something remarkable. These institutions are……

I am excited to share that I have been named a finalist for the Newsletter of the Year award by Thinkers360, thanks to my content! I would greatly appreciate the support of my content fans by taking a moment to vote for me. You can cast your vote here: https://www.thinkers360.com/tl/annual_awards/finalists?cat=3&scat=26 Thank you for your support!…

For the last twenty years, I have had many arguments with crypto advocates about Liberterian versus State governance. Now, the crypto guys are the government. During those years, people worried that politics would be captured by Wall Street, Big Oil or Big Tech, but the emerging power bloc is crypto money and artificial intelligence.  These……