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Things worth reading: 31st October 2025
Things we’re reading today include: PayPal, OpenAI sign ChatGPT payments deal Metro Bank selects Infosys, Workday to boost finance operations UK mobile bank Monzo to replace CEO Anil from February Coinbase and Tink Partner to Launch Pay by Bank Crypto Payments in Germany The Bank of England’s emerging technology blueprint for the UK financial system……
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Am I a type A personality – and should I care? | Arwa Mahdawi
Videos about personality science are going viral on social media, but beware of giving them credence … In the 1950s, a secretary in a San Francisco medical office noticed something weird: some of the chairs in the waiting room needed to be reupholstered more frequently than others. Patients with coronary disease, she realised, nearly always…
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The Finanser’s Week: 20th October – 26th October 2025
This week’s main discussions include … UK Gov needs to bring back the Fintech mojo Giving away one of my trade secrets, I asked ChatGPT to give me suggestions about what to blog about and it came up with seven things: 🚀 1. The Rise of Embedded Finance 2.0 How non-financial platforms are evolving from……
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Things worth reading: 27th October 2025
Things we’re reading today include: Britain’s fintech crown is slipping Chancellor unveils plans to ‘supercharge’ growth of innovative financial services firms Farage signals he’d oust Andrew Bailey if he were PM ‘He’s one of the few politicians who likes crypto’: my day with the UK tech bros hosting Nigel Farage Kyrgyzstan Launches National Stablecoin, Sets……
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The next wave of tech change
I just got a whole new set of tech phrases from a Gartner report. Giving my interpretation, here we go: Supplemental Coverage from Space (SCS) is a proposed framework for Device Direct connectivity using satellite and cellular communication combination. The framework enables partnership between satellite (specifically low Earth orbit [LEO]) providers and terrestrial mobile operators……
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Things worth reading: 28th October 2025
Things we’re reading today include … HSBC profits fall 14% as bank takes hit from Madoff lawsuit provision Starling Bank launches AI tool for customers to spot purchase scams Zelle to Enable International Payments via Cryptocurrency Why I will be opposing the ‘cryptocurrency freedom’ bill Understanding the Role of ISO 20022 in Cryptocurrency Payments Fintech……
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PNBL or BNPL?
My friend Ron Shevlin was putting some shade on Starbucks app this week. The reason is that some claim Starbucks is a bank because their prepaid app is so popular. Ron claims it is just PNBL – Pay Now, Buy Later – and is nothing to do with being a bank. The thing about his view……
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Bankers and climate change: a disaster waiting to happen?
Warning: if you work for a bank, this is a rant and you probably won’t like it Over the last decade or so, there’s been a big rise of Greentech and Green Fintech. Unfortunately, the banking industry isn’t listening. I wrote a book about it, along with over twenty other contributors, and the gist is……
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Things worth reading: 29th October 2025
Things we’re reading today include … Barclays acquires US lender Best Egg in $800m deal American adventure for Barclays: It is good to see a British bank on Wall Street UBS third-quarter profit soars, trouncing expectations HSBC warns it could take years to settle Madoff case as bank takes $1.1bn hit AWS Outage Shows Fintech’s Need……
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CBDC? Computer says no …
I find it so interesting the debate about CBDCs (Central Bank Digital Currencies), stablecoins (a digital currency backed by real world assets) and cryptocurrencies (a digital currency backed by the decentralised network of everyone). This is the biggest battleground for the future of how we trade and are paid, and the losers appear to be……
