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The one change that worked: I had terrible insomnia – until I hit upon a gory solution
I had tried elaborate mind games, herbal teas and even a military method. Nothing worked. So I gave in, tuned into some macabre podcasts and had a very surprising reaction For years I had accepted that sleep, just like the Rubik’s cube and a receding hairline, was one of those things that I personally was…
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The one change that worked: I had terrible insomnia – until I hit upon a gory solution
I had tried elaborate mind games, herbal teas and even a military method. Nothing worked. So I gave in, tuned into some macabre podcasts and had a very surprising reaction For years I had accepted that sleep, just like the Rubik’s cube and a receding hairline, was one of those things that I personally was…
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UK Gov needs to bring back the Fintech mojo
Giving away one of my trade secrets, I asked ChatGPT to give me suggestions about what to blog about and it came up with seven things: 🚀 1. The Rise of Embedded Finance 2.0 How non-financial platforms are evolving from offering simple payments to full financial ecosystems (e.g., credit, insurance, and investments built into SaaS,……
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The one change that worked: I had terrible insomnia – until I hit upon a gory solution
I had tried elaborate mind games, herbal teas and even a military method. Nothing worked. So I gave in, tuned into some macabre podcasts and had a very surprising reaction For years I had accepted that sleep, just like the Rubik’s cube and a receding hairline, was one of those things that I personally was…
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OK boomer! Mortgage by machines
When I was a lad, to get a mortgage was a complex process. You would go to the bank for a meeting with the branch manager. The branch manager would assess you, your job security, work status and salary and, if all boxes were ticked, you could get a mortgage up to four times your……
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Trainers, explainers and sustainers – mortgages by machines, part two
After my blog yesterday about mortgage by machines, I left out one key component: humans. You have to remember that machines don’t think, they only appear to think because we develop them that way. Sure, there may be sentient machines at some point in the future when we get to the great Singularity but, until……
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The Finanser’s Week: 13th October – 19th October 2025
This week’s main blog discussions include … OK boomer! Mortgage by machines When I was a lad, to get a mortgage was a complex process. You would go to the bank for a meeting with the branch manager. The branch manager would assess you, your job security, work status and salary and, if all boxes……
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Things worth reading: 20th October 2025
Things we’re reading today include … Mr Beast is launching a bank! Fintech industry takes aim at ‘logic-defying’ banking watchdog Top 5 Stories in FinTech From the Last Week | FinTech Magazine Bank of England boss claims Brexit will damage economy for ‘foreseeable future’ Commonwealth Bank says that cash will soon be ‘non-existent’ How apps……
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Islamic finance is all about justice and equality
I was honoured to be invited to Kuala Lumpur to join the Global Islamic Finance Forum last week. Why? Because they had the Royal Sultan speak over dinner and the Prime Minister of Malaysia give a keynote speech? Yes but, more than this, I learned a lot. In particular, during my panel session, someone asked……
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Things worth reading: 21st October 2025
Things we’re reading today include … The Top 100 Fintech firms Pig butchering, bitcoin, and the biggest crypto seizure in DoJ history: What it means for fintech The impact of fintech on lending British fintech Revolut granted banking license in Mexico Why EU and US Banks Are Racing to Issue Stablecoins Amazon services ‘recovering’ as……