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  • Things worth reading: 27th November 2025

    Things we’re reading today include … Cryptocurrency backed by Farage donor is used for Russian war effort UK bank shares rally as sector dodges fresh taxes in budget The US is deregulating banks. Will the rest of the world follow? Wise Becomes First Non-Bank to Gain Direct API Access to Japan’s Zengin System Bank customer……

    November 28, 2025
  • Don’t believe what you see online

    I started a theme two years ago, in prep for the next new book, about how we can trust people digitally. In a deep fake world, we cannot. A good example is the Hong Kong staffer who transferred $25m to an account after talking with her deep fake CFO in a video call. The critical……

    November 28, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 28, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 28, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 28, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 28, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 28, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 28, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 27, 2025
  • Does your financial provider give you a shallow or deep relationship?

    As usual, clicking over LinkedIn, I got a chart that made me sit back and smile a bit. What chart? This one: Source: Brice Groche, LinkedIn The chart outlines the revenue models of Europe’s digital finance firms, and what it made me realise is the big difference in strategies of challenger banks and start-ups. When……

    November 27, 2025
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