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The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

The funny thing about AI in banking is that the headlines are completely wrong. Every week there’s another breathless prediction claiming that AI will “replace banks”, “eliminate core systems” or “create autonomous financial institutions”. Reading these articles, you would think that we are just months away from robo-banks running the global economy whilst human bankers……

I gave a keynote this week about my new book called The Intelligent Bank, which is offically launching next week in China! Walking off stage afterwards I realised something quite important: we are no longer debating the future of banking. We are living through it. The problem is that many banks still think the conversation……