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CBDCs, Stablecoins and Crypto: which will win?
I’m discussing a lot about digital currencies these days, and the future of CBDCs, Stablecoins and Crypto. The conversation generally goes along the lines of central banks issuing digital currencies is really unnecessary. No one wants them and no one trusts them. The whole thing is just a scam for governments to track and trace……
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Teenage girls’ TikTok skincare regimes offer little to no benefit, research shows
With number of young girls sharing videos rising, study says following instructions can irritate skin and lead to allergies Skincare regimes demonstrated by young influencers on TikTok offer little to no benefit, researchers have found, saying that on the contrary they raise the risk of skin irritations and lifelong allergies in children. The team behind…
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Teenage girls’ TikTok skincare regimes offer little to no benefit, research shows
With number of young girls sharing videos rising, study says following instructions can irritate skin and lead to allergies Skincare regimes demonstrated by young influencers on TikTok offer little to no benefit, researchers have found, saying that on the contrary they raise the risk of skin irritations and lifelong allergies in children. The team behind…
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Teenage girls’ TikTok skincare regimes offer little to no benefit, research shows
With number of young girls sharing videos rising, study says following instructions can irritate skin and lead to allergies Skincare regimes demonstrated by young influencers on TikTok offer little to no benefit, researchers have found, saying that on the contrary they raise the risk of skin irritations and lifelong allergies in children. The team behind…
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The risk of change versus the risk of not changing
I’ve recently blogged about bank IT outages … Bank IT outages … let’s talk about the bank systems Jenga … and it is getting more and more common. For example, in the UK, Barclays suffered 33 system failures between January 2023 and February 2025, according to data from the House of Commons Treasury select committee….…
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The Finanser’s Week: 2nd June – 8th June 2025
This week’s main blog discussions include … How regulations are forcing banks to open branches I wandered back into the old world of EU regulations the other day in Switzerland, debating CRD VI and the demand that banks must have branches in every EU country when they offer full service banking, including deposits and lending….…
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Things worth reading: 9th June 2025
Things we’re reading today include … The U.S. Government Has Known Satoshi Nakamoto’s True Identity for Years – A Lawsuit Could Finally Reveal It Spain Introduces Law to Acquire Crypto Exchanges’ Data, Seize Digital Assets M&S CEO contacted directly by hackers in ransom demand Trump-Musk feud shows what happens when unregulated money floods politics Top……
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How small businesses are driving innovation in finance
Discover how fintech is transforming small business, from mobile payments and AI tools to why the next unicorn might be run from home. I’ve run a small, independent business for almost 25 years. It’s been fun and most of it has been rewarding, except for the accounting, banking and paperwork. No one enjoys that behind-the-scenes……
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The risk of change versus the risk of not changing
I’ve recently blogged about bank IT outages … Bank IT outages … let’s talk about the bank systems Jenga … and it is getting more and more common. For example, in the UK, Barclays suffered 33 system failures between January 2023 and February 2025, according to data from the House of Commons Treasury select committee….…
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The risk of change versus the risk of not changing
I’ve recently blogged about bank IT outages … Bank IT outages … let’s talk about the bank systems Jenga … and it is getting more and more common. For example, in the UK, Barclays suffered 33 system failures between January 2023 and February 2025, according to data from the House of Commons Treasury select committee….…