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We are all worried about the threat of AI. AI will make humans redundant. AI will take all of our jobs. AI is an enemy. This always happens when technological innovation progresses humanity to a new level of thinking and working. In fact, every few years the world invents a new reason to panic about……

Things we’re reading today include … UK Fintech Dominance: Unicorn Count Hits 24 with £121.8bn… After raising tens of millions, fintech PayEm acquired for just $500,000 JPMorgan Wants to Challenge Revolut, Monzo in Europe Bank Expansion Are US Banks Ready for Europe’s Fintech Invasion? HSBC stung by $162m of losses from fintech flop Zing Halifax……

Yesterday, there were a few headlines that caught my attention as they are all related. The first two were about stablecoins and whether you can trust them: Bank of England and Financial Conduct Authority’s approach to joint regulation of systemic stablecoin issuers BIS report flags stablecoins’ flaws, dollarization risk For the past few years, the……

Things we’re reading today include: Trump defends reported $1.4B cryptocurrency earnings: ‘Nothing illegal or wrong’ How is cryptocurrency changing politics? What Is Bitcoin Halving? How It Works And Its Impact On Bitcoin’s Price Starling Bank to cut jobs to simplify operations as profits dip European Union capital requirements on megabanks: the low road or the……

I noticed a post from Andreas Horn this week announcing that he was leaving IBM after eight years helping shape its AI strategy. It wasn’t a resignation post. It was a reflection on what he had learned, and his observations neatly capture where we are in the AI revolution. His biggest lesson was that almost……

This week’s main blog discussions include … Who are the top fintech firms of 2026? I was thinking about the companies I reference often as hot fintech start-ups and then realised that they are no longer start-ups. They are companies building the infrastructure, intelligence and operating systems that banks, businesses and consumers increasingly depend upon….…

For years I thought cryptocurrency was a fascinating financial experiment. It challenged banks, questioned governments and forced regulators to think differently about money. What I hadn’t fully appreciated was that it wasn’t just disrupting finance. It was quietly becoming a force in politics and government, as I blogged the other day, and it’s now gone……

One of the more interesting articles I read over the weekend wasn’t about artificial intelligence, stablecoins or digital banks. It was about something far more uncomfortable: regret. Specifically, the financial regrets people reach in their sixties. At first glance, the list looks predictable: people wish they had saved more, invested earlier, worried less about spending on……

One of the more interesting articles I read over the weekend wasn’t about artificial intelligence, stablecoins or digital banks. It was about something far more uncomfortable: regret. Specifically, the financial regrets people reach in their sixties. At first glance, the list looks predictable: people wish they had saved more, invested earlier, worried less about spending on……

One of the more interesting articles I read over the weekend wasn’t about artificial intelligence, stablecoins or digital banks. It was about something far more uncomfortable: regret. Specifically, the financial regrets people reach in their sixties. At first glance, the list looks predictable: people wish they had saved more, invested earlier, worried less about spending on……