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CBDC? Computer says no …
I find it so interesting the debate about CBDCs (Central Bank Digital Currencies), stablecoins (a digital currency backed by real world assets) and cryptocurrencies (a digital currency backed by the decentralised network of everyone). This is the biggest battleground for the future of how we trade and are paid, and the losers appear to be……
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Things worth reading: 30th October 2025
Things we’re reading today include … More than a million current account switches in year as bank apps attract savers HMRC ‘taking money from bank accounts’ sounds ‘alarming’ says expert The key steps to take to protect your pensions and investments if the AI ‘bubble’ bursts US fintech giant Fiserv stock plummets over 44% after……
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The end of search engines and browsers
I’ve written for years about “the end of …” somethings a lot. The death of cards; the end of cash; the branchless future; the murder of the keyboard; and more … and they’ve all come true. We are cashless, cardless and branchless today, although I still love my keyboard. Sure, I can record voice memos……
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Am I a type A personality – and should I care? | Arwa Mahdawi
Videos about personality science are going viral on social media, but beware of giving them credence … In the 1950s, a secretary in a San Francisco medical office noticed something weird: some of the chairs in the waiting room needed to be reupholstered more frequently than others. Patients with coronary disease, she realised, nearly always…
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The CEO Challenge: Risk, Decisions and Transparency
I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……
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The CEO Challenge: Risk, Decisions and Transparency
I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……
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The CEO Challenge: Risk, Decisions and Transparency
I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……
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The CEO Challenge: Risk, Decisions and Transparency
I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……