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  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

    March 16, 2026
  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

    March 16, 2026
  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

    March 16, 2026
  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

    March 16, 2026
  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

    March 16, 2026
  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

    March 16, 2026
  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

    March 16, 2026
  • The US Treasury’s bid for smart regulation

    Innovation vs Illicit Finance: Why the Future of Crypto Compliance is Intelligent The US Treasury just produced an interesting document about digital assets, innovation and criminal activity. It’s well worht a read, so download the report here … but, if you can’t be bothered, here is my view. There is a familiar pattern whenever a new……

    March 16, 2026
  • Things worth reading: 12th March 2026

    Things we’re reading today include … British fintech Revolut gets full banking licence It’s official — Revolut is now a bank in the UK Circle, Binance and Ripple Join Mastercard’s New Crypto Partner Program Binance sues Wall Street Journal over reporting on Iranian sanctions How Singapore’s largest bank builds AI with confidence Why is Britain-hating……

    March 16, 2026
  • Banking on the Cloud

    I was just reading Amazon Web Services’ report about Banking on the Cloud. It’s biased – everything has to be in the cloud of course – but it’s interesting. It also struck me that I was talking about banking on the cloud in 2008. It has taken a long time, and is still developing. Here is……

    March 16, 2026
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