{"id":48473,"date":"2025-11-20T05:05:49","date_gmt":"2025-11-20T05:05:49","guid":{"rendered":"http:\/\/flwnet.com\/index.php\/2025\/11\/20\/and-what-is-a-dumb-bank\/"},"modified":"2025-11-20T05:05:49","modified_gmt":"2025-11-20T05:05:49","slug":"and-what-is-a-dumb-bank","status":"publish","type":"post","link":"http:\/\/flwnet.com\/index.php\/2025\/11\/20\/and-what-is-a-dumb-bank\/","title":{"rendered":"And what is a dumb bank?"},"content":{"rendered":"<p>After talking about an intelligent bank yesterday, I found a huge challenge with a dumb bank today. It started because I just got a charge for a renewal of a subscription that I didn\u2019t know I had. The charge was made from my AMEX card via PayPal, so I launched questions with both. PayPal was&#8230;<\/p>\n<p>The post <a href=\"https:\/\/thefinanser.com\/2025\/11\/and-then-there-is-dumb-finance\/\">And what is a dumb bank?<\/a> appeared first on <a href=\"https:\/\/thefinanser.com\/\">Chris Skinner&#8217;s blog<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>After talking about an intelligent bank yesterday, I found a huge challenge with a dumb bank today. It started because I just got a charge for a renewal of a subscription that I didn\u2019t know I had. The charge was made from my AMEX card via PayPal, so I launched questions with both. PayPal was&#8230; [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-48473","post","type-post","status-publish","format-standard","hentry","category-fintech"],"_links":{"self":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/48473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/comments?post=48473"}],"version-history":[{"count":0,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/48473\/revisions"}],"wp:attachment":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/media?parent=48473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/categories?post=48473"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/tags?post=48473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}