{"id":59904,"date":"2026-04-21T07:10:38","date_gmt":"2026-04-21T07:10:38","guid":{"rendered":"http:\/\/flwnet.com\/index.php\/2026\/04\/21\/did-the-regulator-just-admit-that-banking-is-a-mess\/"},"modified":"2026-04-21T07:10:38","modified_gmt":"2026-04-21T07:10:38","slug":"did-the-regulator-just-admit-that-banking-is-a-mess","status":"publish","type":"post","link":"http:\/\/flwnet.com\/index.php\/2026\/04\/21\/did-the-regulator-just-admit-that-banking-is-a-mess\/","title":{"rendered":"Did the regulator just admit that banking is a mess?"},"content":{"rendered":"<p>I\u2019ve just read the regulatory roadmap that the UK\u2019s Financial Conduct Authority released this week and realised that it is less a neat plan and more a recognition that the current system is broken and we\u2019ve run out of road with Open Banking. For the past decade, Open Banking has been the poster child of&#8230;<\/p>\n<p>The post <a href=\"https:\/\/thefinanser.com\/2026\/04\/did-the-regulator-just-admit-that-banking-is-a-mess\/\">Did the regulator just admit that banking is a mess?<\/a> appeared first on <a href=\"https:\/\/thefinanser.com\/\">Chris Skinner&#8217;s blog<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>I\u2019ve just read the regulatory roadmap that the UK\u2019s Financial Conduct Authority released this week and realised that it is less a neat plan and more a recognition that the current system is broken and we\u2019ve run out of road with Open Banking. For the past decade, Open Banking has been the poster child of&#8230; [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-59904","post","type-post","status-publish","format-standard","hentry","category-fintech"],"_links":{"self":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/59904","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/comments?post=59904"}],"version-history":[{"count":0,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/59904\/revisions"}],"wp:attachment":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/media?parent=59904"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/categories?post=59904"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/tags?post=59904"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}