{"id":61105,"date":"2026-05-07T07:10:34","date_gmt":"2026-05-07T07:10:34","guid":{"rendered":"http:\/\/flwnet.com\/index.php\/2026\/05\/07\/lets-be-honest-retail-banking-is-broken-2\/"},"modified":"2026-05-07T07:10:34","modified_gmt":"2026-05-07T07:10:34","slug":"lets-be-honest-retail-banking-is-broken-2","status":"publish","type":"post","link":"http:\/\/flwnet.com\/index.php\/2026\/05\/07\/lets-be-honest-retail-banking-is-broken-2\/","title":{"rendered":"Let\u2019s be honest: retail banking is broken"},"content":{"rendered":"<p>Over the past decade, the industry has aggressively optimised for cost and digital efficiency and, in doing so, it has quietly dismantled the human infrastructure that made banking work for millions of people. Start with the facts. In the UK alone, more than 6,000 bank branches have closed since 2015, according to consumer groups and&#8230;<\/p>\n<p>The post <a href=\"https:\/\/thefinanser.com\/2026\/05\/lets-be-honest-retail-banking-is-broken\/\">Let\u2019s be honest: retail banking is broken<\/a> appeared first on <a href=\"https:\/\/thefinanser.com\/\">Chris Skinner&#8217;s blog<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Over the past decade, the industry has aggressively optimised for cost and digital efficiency and, in doing so, it has quietly dismantled the human infrastructure that made banking work for millions of people. Start with the facts. In the UK alone, more than 6,000 bank branches have closed since 2015, according to consumer groups and&#8230; [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-61105","post","type-post","status-publish","format-standard","hentry","category-fintech"],"_links":{"self":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/61105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/comments?post=61105"}],"version-history":[{"count":0,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/61105\/revisions"}],"wp:attachment":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/media?parent=61105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/categories?post=61105"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/tags?post=61105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}