{"id":7682,"date":"2024-04-14T06:07:57","date_gmt":"2024-04-14T06:07:57","guid":{"rendered":"https:\/\/flwnet.com\/index.php\/2024\/04\/14\/how-payjoy-built-a-300m-business-by-letting-the-underserved-use-their-smartphones-as-collateral-for-loans\/"},"modified":"2024-04-14T06:07:57","modified_gmt":"2024-04-14T06:07:57","slug":"how-payjoy-built-a-300m-business-by-letting-the-underserved-use-their-smartphones-as-collateral-for-loans","status":"publish","type":"post","link":"http:\/\/flwnet.com\/index.php\/2024\/04\/14\/how-payjoy-built-a-300m-business-by-letting-the-underserved-use-their-smartphones-as-collateral-for-loans\/","title":{"rendered":"How PayJoy built a $300M business by letting the underserved use their smartphones as collateral for loans"},"content":{"rendered":"<p>Lerato Motloung is a mother of two who works in a supermarket in Johannesburg, South Africa. After her phone was stolen, Motloung had to go without a mobile phone for nine months because she could not afford a new one. Then, in February 2024, she saw a sign about PayJoy, a startup that offers lending [\u2026]<\/p>\n<p>\u00a9 2024 TechCrunch. All rights reserved. For personal use only.<\/p>","protected":false},"excerpt":{"rendered":"<p>Lerato Motloung is a mother of two who works in a supermarket in Johannesburg, South Africa. After her phone was stolen, Motloung had to go without a mobile phone for nine months because she could not afford a new one. Then, in February 2024, she saw a sign about PayJoy, a startup that offers lending [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-7682","post","type-post","status-publish","format-standard","hentry","category-fintech"],"_links":{"self":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/7682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/comments?post=7682"}],"version-history":[{"count":0,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/posts\/7682\/revisions"}],"wp:attachment":[{"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/media?parent=7682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/categories?post=7682"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/flwnet.com\/index.php\/wp-json\/wp\/v2\/tags?post=7682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}