I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that…
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