I cannot believe I haven’t blogged about Project Nemo before, but here we go. My good friend Joanne Dewar, former CEO of GPS – the payments powerhouse behind most fintechs – created the Project two years ago when she found many people with challenges being excluded from financial services. Now, two years later, it’s just……

Things we’re reading today include … ‘Big Brother’ Lloyds used staff bank data during pay talks Bricks vs clicks: Wall Street revives its bets on bank branches Nationwide extends Branch Promise to 2030 while other banks shut doors ECB issues first ever climate risk fine to Spanish bank Londoners could benefit from seized £5.5bn crypto……

My friend Rik Coeckelbergs wrote an interesting update about a speech by  Paul Maskall, Strategic Fraud Prevention and Behavioural Lead, UK Finance, at the Open Banking Expo. He specifically noted a question Paul asked the audience: “What’s the difference between fraud and marketing?” and thought that the only difference “lies in the endgame: whether the purpose……

Things we’re reading today include: Bank of England, Monetary Authority of Singapore, and Bank of Thailand to explore synchronised FX settlement across borders Why are so many people banking on Zopa? J.P. Morgan Becomes First Bank to Issue USD Deposit Token on a Public Blockchain ANZ’s ‘good news’ culture masking problems, bank review finds Discovery……

Building on yesterday’s blog about Project Nemo, it’s worth mentioning the Purple Pound. Every year, Britain celebrates Purple Tuesday – in case you missed it, it was last week – and it is all about recognising the massive community in all countries who are financially challenged. 78% of people who have disabilities find it difficult to……

Things we’re reading today include … Why China’s central bank is quietly leading the world on climate action Regulators Must Not Stand in the Way of UK Fintechs Buying US Banks What do stablecoins mean for banks and the future of finance? The 7 Banking And Fintech Trends That Will Define 2026 The Top 4……

This week’s main discussions include … Why bankers hate changing core systems It is rare that bank mergers work due to IT systems. Lloyds has historically taken the approach of not bothering to migrate them; TSB, after leaving the Lloyds family, migrated to a Sabadell system and it cost them millions; Santander believes all acquired banks……

It is rare that bank mergers work due to IT systems. Lloyds has historically taken the approach of not bothering to migrate them; TSB, after leaving the Lloyds family, migrated to a Sabadell system and it cost them millions; Santander believes all acquired banks work on their Parthenon core system, although that has now been replaced……

Things we’re reading today include … Lloyds and Natwest shares fall in ‘perfect combination’ of fears Trump is Making it Easier to Become a Bank Hackers siphon $3 million in XRP from US user’s wallet George Osborne reportedly in running to be chairman of HSBC An independent Bank of England isn’t working SoFi Is Only……

My friend Rik Coeckelbergs wrote an interesting update about a speech by  Paul Maskall, Strategic Fraud Prevention and Behavioural Lead, UK Finance, at the Open Banking Expo. He specifically noted a question Paul asked the audience: “What’s the difference between fraud and marketing?” and thought that the only difference “lies in the endgame: whether the purpose……