I’ve just launched another new book! After the successful launch of Intelligent Bank with Huawei a few weeks ago I had, in the meantime, developed another book: Diary of a Ponzi Scheme. The scheme is all about Clint who creates a “Token Fund”. Investing in digital currencies and real world asset tokens, he suckers friends, contacts and his network……

Things we’re reading today include … Money20/20 Europe 2026 News Roundup: Stablecoins, AI Agents Take Center Stage Banks Lay Groundwork for Mass Workforce Cuts as AI Takes Hold Gold has become the central banks’ favourite investment. But is there any value left? Britain’s banks demand a seat at the Brexit negotiating table ‘I’m down to……

For years, fintech has sold a compelling story, particularly Wise. Their message? Banks are slow. Banks are expensive. Banks are burdened by legacy systems and bureaucracy. Technology can move money faster, cheaper and more transparently. Source: Wise But today, Wise faces a €500 million potential fine for breaching money laundering rules. What’s going on? Originally……

Continuing my pickup of great reports this week, here’s one from EY who used to be known as Ernst & Young. This report is about the five questions bank execs should be asking about their tech investments, namely: Do we have a governance framework that prioritizes projects based on strategic alignment rather than immediate returns?……

Deloitte just released a report of how an investment bank will look in 2030. Here is a quick summary: Deloitte’s vision of the “Bank of 2030” argues that investment banking is moving away from the traditional model where one giant institution does everything internally. Instead, the future bank becomes a far more connected, data-driven and……

Things we’re reading today include … Cryptocurrency addiction is real — and it looks just like gambling UK House of Lords committee calls on Bank of England to reconsider proposed stablecoin restrictions UK wants public to vote on wildlife to replace Churchill on bank notes Puffin and bumblebee among 18 creatures shortlisted to feature on……

For years, the conversation around digital banks focused on whether they could survive. Today, the question is very different: what are they becoming? The latest results from Monzo, Revolut and Starling reveal something remarkable. These institutions are no longer niche challengers. They are profitable, growing rapidly, attracting millions of customers and, perhaps most importantly, becoming……

Things we’re reading today include … Cryptocurrency is money, rules South African court Bitcoin falls below $62,000, triggering $1.5 billions in cryptocurrency liquidations AI cyber security risk ‘top of list’ for banking threats, says UK regulator Lloyds customers unable to make payments due to IT glitch Customers vent frustrations as Lloyds Bank tech goes down……

I am excited to share that I have been named a finalist for the Newsletter of the Year award by Thinkers360, thanks to my content! I would greatly appreciate the support of my content fans by taking a moment to vote for me. You can cast your vote here: https://www.thinkers360.com/tl/annual_awards/finalists?cat=3&scat=26 Thank you for your support!…

This week’s main blog discussions include … Monzo, Revolut and Starling: the quiet emergence of Britain’s Banking Champions For years, the conversation around digital banks focused on whether they could survive. Today, the question is very different: what are they becoming? The latest results from Monzo, Revolut and Starling reveal something remarkable. These institutions are……