I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

We are living through the third great revolution in modern business. The first revolution automated administration through mainframes and databases. The second digitised services through smartphones, apps, APIs and cloud. The third revolution is now intelligence: machines that can write, analyse, reason, create and increasingly act on our behalf. That is why so many people……

Things we’re reading today include … Why Britain’s fintech stars faded UK Fintech Hiring Set to Rise 14 per cent Fintech, once the ‘enfant terrible’ of finance, is growing up Islamic Fintech Is Having Its Moment – Why Are So Few Founders Building For It? Are We On The Precipice Of A Fintech IPO Bonanza?……

The key thrust of my new book is the intelligence revolution. More on that tomorrow but the basics are that we are living through the third technology revolution of finance and banking. The first began with automating the mundane with mainframes from the 1950s onwards (back office efficiencies fifty years ago); moving to making the……

Things we’re reading today include … Fintech firms grew four times faster than traditional banks in 2025 Digital Bank Atom Catches Eye of UK Building Societies Should Europe enter the crypto race? BoE Economist Sees Tokenized Deposits Supplanting Stablecoins From money market funds to stablecoins: lessons for central banks CEO Says Firing the Entire HR……

This week’s main blog discussions include … “Intelligent Bank” is officially launched I spent last week in China with Huawei. It was fantastic and, finally, it gave me the chance to announce and release my new book Intelligent Bank. Regular blog readers will know that I’ve been talking about this as the third fintech revolution but I……

The European Central Bank just published a speech by Isabel Schnabel, Member of the Executive Board of the ECB and, underneath all the central banker language, is a pretty simple message: stablecoins are starting to look less like a crypto experiment and more like a new form of private money. More importantly, because stablecoins are……

I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……

I was thinking more about this third revolution of financial technologies. The first was very much focused upon automation administration using mainframe computing;  the second moved from pure cost reduction to the changing dynamics of how to leverage productivity and cost using the network effects of connectivity, and driven by cloud and mobile; the third……