Category: FinTech

  • Yes, you can build a bank from your bedroom (part two)

    I was going to change this, but am reposting a LinkedIn update from Leonid Bashlykov, who heads up Crypto at Revolut because it further clarifies the blog I posted last week. The post was titled: Launch a bank from your bedroom which, unsurprisingly, gained a lot of criticism from good luck with that to wait till……

  • Things worth reading: 25th August 2025

    Things we’re reading today include … Littering leads to arrest of cryptocurrency scam fugitive Lagarde Says Central-Bank Independence Is Critically Important EU finance cop ‘frustrated’ at lack of European mega-bank mergers FCA’s New Rules: Balancing Consumer Protection and Fintech Innovation Fintech fraudster faces 20 years for fabricated financial statements Klarna lands €1.4bn financing facility with……

  • The Finanser’s Week: 28th July – 24th August 2025

    This week’s / month’s main discussions include … AI is bigger than the smartphone Twenty years ago, four critical things happened: cloud computing became mainstream; the smartphone was launched; Satoshi Nakamoto released the bitcoin whitepaper; and the global financial crisis killed all trust in traditional financial institutions. All of these things pretty much happened at……

  • AI is bigger than the smartphone

    Twenty years ago, four critical things happened: cloud computing became mainstream; the smartphone was launched; Satoshi Nakamoto released the bitcoin whitepaper; and the global financial crisis killed all trust in traditional financial institutions. All of these things pretty much happened at the same time. Twenty years later, a multi-trillion dollar world has appeared on the……

  • Robots are AI in reality

    As everyone who reads me regularly will know, I’m a big sci-fi fan and have blogged regularly about Star Trek versus Star Wars and their view of money. A dystopian or utopian future? Money is the core – Chris Skinner’s blog Today, I’m going off on another trip as I’ve just got hooked on Alien:……

  • AI is bigger than the smartphone

    Twenty years ago, four critical things happened: cloud computing became mainstream; the smartphone was launched; Satoshi Nakamoto released the bitcoin whitepaper; and the global financial crisis killed all trust in traditional financial institutions. All of these things pretty much happened at the same time. Twenty years later, a multi-trillion dollar world has appeared on the……

  • AI is bigger than the smartphone

    Twenty years ago, four critical things happened: cloud computing became mainstream; the smartphone was launched; Satoshi Nakamoto released the bitcoin whitepaper; and the global financial crisis killed all trust in traditional financial institutions. All of these things pretty much happened at the same time. Twenty years later, a multi-trillion dollar world has appeared on the……

  • AI is bigger than the smartphone

    Twenty years ago, four critical things happened: cloud computing became mainstream; the smartphone was launched; Satoshi Nakamoto released the bitcoin whitepaper; and the global financial crisis killed all trust in traditional financial institutions. All of these things pretty much happened at the same time. Twenty years later, a multi-trillion dollar world has appeared on the……

  • Should banks be telcos (and vice versa)

    I’m such a futurist nerd in banking that, thirty years ago, I forecast banks would open telco services and vice versa, and can prove it if you want. The reason? Both have frequent customer contact, high transaction volumes and similar capabilities. Just seven years ago, I was still banging on the same drum. It is……

  • Things worth reading: 20th August 2025

    Things we’re reading today include … ‘On another level’: crypto industry hosts rival gathering in Jackson Hole As fintechs build proprietary blockchains, what happens to crypto’s openness? Fed Official Says Staff Should Be Allowed To Hold Crypto How the banking net zero fantasy ran out of gas Starling Bank snaps up UK fintech firm in……