Something interesting is happening in fintech, and I think we may need to stop talking about fintech as though it is an industry sitting somewhere alongside banking. For most of the past twenty years, that distinction made sense because there were banks and there were fintech companies trying to disrupt particular parts of what banks……

Something interesting is happening in fintech, and I think we may need to stop talking about fintech as though it is an industry sitting somewhere alongside banking. For most of the past twenty years, that distinction made sense because there were banks and there were fintech companies trying to disrupt particular parts of what banks……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……

For years, banks have worried about technology companies eating their lunch. Fintech would destroy banking. BigTech would become banking. Digital wallets would disintermediate banks. Cryptocurrencies would replace banks. Stablecoins would replace deposits. Decentralised finance would replace everything. None of that quite happened. Now we have artificial intelligence and, this time, there may be a very……