Things we’re reading today include … Babies to be given $1k ‘Trump bank accounts’ Will Jamie Dimon build the first trillion-dollar bank? Fintech group launches industry-first ‘programmable money’ Big Banks Explore Venturing Into Crypto World Together With Joint Stablecoin NYC Mayor Goes Full Crypto With Council Launch and Tax Plan HSBC UK to slash bonuses……

Things we’re reading today include … EBAday 2025: Building the banking ecosystems of the future UK fintech Starling’s profit tumbles as regulatory failings linger How Fintech’s Recruitment Crisis Is Breaking Candidates UK Fintech Giant Revolut Surges Amid Regulatory Challenges More than a dozen arrests over French cryptocurrency kidnapping plots How Trump will make the US……

I just ran across an item from 1994 written by Carmen Hermosillo talking about cyberspace, the internet and the future. It is quite something but TL:DR, so here are a few highlights: Introducing Humdog: Pandora’s Vox Redux (1994) “When I went into cyberspace I went into it thinking that it was a place like any……

Things we’re reading today include … Open Banking Transactions Dwarfed by Card Payments in UK Why Britain’s fintech dream is faltering NatWest Eyes Acquisitions, Wealth Management Growth As UK Bank Enters New Era The fundamental flaw at the heart of the Bank of England Global central banks talk harsh new economic realities in Tokyo China……

There’s a very interesting analysis of the cyber attacks on Marks & Spencer, the Co-op and Harrods on the BBC this week. If you have access to their iPlayer, then it’s well worth a watch: https://www.bbc.co.uk/iplayer/episode/m002d2lh/inside-the-high-street-cyberattacks If you don’t, then here’s the summary as it illustrates our fragile digital world today. In April, Marks &……

Things we’re reading today include … How crypto is going to cause the next great financial crisis ‘Roadmap for corruption’: Trump dive into cryptocurrency raises ethics alarm Keep some cash under your mattress, says Dutch central bank Taxpayers set for £10bn loss on NatWest as disgraced ex-boss takes £600k-a-year pension London vs New York: Who……

This week’s main blog discussions include … What economy would machines create? We talk a lot about AI these days or, as some call it, A1 or Al (yes, Betty, when you call me, you can call me Al) and we have now moved on to other terms including Generative AI, Agentic AI and AGI……

I hate criticising other people’s work, but I do read some complete claptrap about the future. For example, I just got a report about the future of payments in 2040, that starts with a term Order-to-Cash cycle and then paints a scenario of someone buying an automated car. That was the first few paragraphs and,……

Karat Financial, the company known for its credit cards for creators, is launching a creator-focused business banking product. Powered by digital bank Grasshopper, Karat’s banking product is a natural extension of its credit card offering with Visa. “Six years in, the problem we’re solving is still the same,” co-founder and co-CEO Eric Wei told TechCrunch.…

Just continuing the AI theme, it’s really interesting to see what Stripe – latest valuation over $90 billion – is doing with the technology. Effectively, it’s tried to create a GPT for payments. The reason they are pushing the envelope is after seeing great results in earlier developments using traditional machine learning models. These resulted……