Category: FinTech

  • Banking is what we do … but technology is how we do it

    A friend turned to me the other day and said: Chris, you always talk about the future and what’s going to change … why don’t you talk about what is not going to change? The question stopped me in my tracks, but it cuts to the core of strategic choices. Start with the things that……

  • Control the bot, control the relationship

    Building on my recent blogs about AI, the AI you, your digital twin and the way the digital world is becoming its own world, I was reminded of the film Transcendence. You probably know this film but, just in case you don’t, the idea is that an AI scientist uploads their mind to the network……

  • When you have an AI twin, what are you doing?

    I just wrote something that was pretty ambiguous when a friend asked what my latest speech is all about. The answer? “Becoming an AI-native bank – digital is so last century – and digital trust in a deep fake world (digital ID)”. The answer is accurate, but I just wrote off digital and then talked……

  • The Finanser’s Week: 25th August – 31st August 2025

    This week’s main discussions include … Last century processes in the digital age I’ve just had two requests for notarised ID documents: one from my accountant and another from a bank. So, I went to the notary to get notarised and they said no. It reminds me of an Amy Winehouse song: I tried to……

  • Last century processes in the digital age

    I’ve just had two requests for notarised ID documents: one from my accountant and another from a bank. So, I went to the notary to get notarised and they said no. It reminds me of an Amy Winehouse song: I tried to get me a notary and they said no, no, no. The problem arose……

  • When you have an AI twin, what are you doing?

    I just wrote something that was pretty ambiguous when a friend asked what my latest speech is all about. The answer? “Becoming an AI-native bank – digital is so last century – and digital trust in a deep fake world (digital ID)”. The answer is accurate, but I just wrote off digital and then talked……

  • Yes, you can build a bank from your bedroom (part two)

    I was going to change this, but am reposting a LinkedIn update from Leonid Bashlykov, who heads up Crypto at Revolut because it further clarifies the blog I posted last week. The post was titled: Launch a bank from your bedroom which, unsurprisingly, gained a lot of criticism from good luck with that to wait till……

  • Yes, you can build a bank from your bedroom (part two)

    I was going to change this, but am reposting a LinkedIn update from Leonid Bashlykov, who heads up Crypto at Revolut because it further clarifies the blog I posted last week. The post was titled: Launch a bank from your bedroom which, unsurprisingly, gained a lot of criticism from good luck with that to wait till……

  • Yes, you can build a bank from your bedroom (part two)

    I was going to change this, but am reposting a LinkedIn update from Leonid Bashlykov, who heads up Crypto at Revolut because it further clarifies the blog I posted last week. The post was titled: Launch a bank from your bedroom which, unsurprisingly, gained a lot of criticism from good luck with that to wait till……

  • Yes, you can build a bank from your bedroom (part two)

    I was going to change this, but am reposting a LinkedIn update from Leonid Bashlykov, who heads up Crypto at Revolut because it further clarifies the blog I posted last week. The post was titled: Launch a bank from your bedroom which, unsurprisingly, gained a lot of criticism from good luck with that to wait till……