Category: FinTech

  • Into the Dragon’s Den: Jinesh Vohra, founder of Sprive

    I was recently watching Dragon’s Den (Shark Tank if you’re American), and spotted an interesting chap – Jinesh Vohra, founder of Sprive, a way of getting your mortgage paid down sooner through your spending. It’s an intriguing idea, so I reached out to him for a chat. Here’s what happened. Chris Skinner: Tell me a……

  • Things worth reading: 24th March 2026

    Things we’re reading today include … How 70% of Financial Institutions Are Investing in Fintech Partnerships Starling Bank unveils AI-powered banking assistant Revolut’s 2025 profits reach record £1.7bn The Fintech Startup Boom: Over 30,000 Fintech Companies Now Operating Worldwide UBS Secures Clearance To Become Nationally Chartered US Bank Wall Street crisis spreads as shadow bank blocks……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……