Interestingly, as AI kills search engines and browsers, it also appears to be destroying the market for consultants and research firms. That’s not just a proposition but a reality, if you look at the share price performance of consulting and research firms this year. Whilst the likes of Accenture and Cap Gemini have dropped by……

This week’s main discussions include … CBDC? Computer says no … I find it so interesting the debate about CBDCs (Central Bank Digital Currencies), stablecoins (a digital currency backed by real world assets) and cryptocurrencies (a digital currency backed by the decentralised network of everyone). This is the biggest battleground for the future of how……

Things we’re reading today include: PayPal, OpenAI sign ChatGPT payments deal Metro Bank selects Infosys, Workday to boost finance operations UK mobile bank Monzo to replace CEO Anil from February Coinbase and Tink Partner to Launch Pay by Bank Crypto Payments in Germany The Bank of England’s emerging technology blueprint for the UK financial system……

Things we’re reading today include: Britain’s fintech crown is slipping Chancellor unveils plans to ‘supercharge’ growth of innovative financial services firms Farage signals he’d oust Andrew Bailey if he were PM ‘He’s one of the few politicians who likes crypto’: my day with the UK tech bros hosting Nigel Farage Kyrgyzstan Launches National Stablecoin, Sets……

This week’s main discussions include … UK Gov needs to bring back the Fintech mojo Giving away one of my trade secrets, I asked ChatGPT to give me suggestions about what to blog about and it came up with seven things: 🚀 1. The Rise of Embedded Finance 2.0 How non-financial platforms are evolving from……

Things we’re reading today include … HSBC profits fall 14% as bank takes hit from Madoff lawsuit provision Starling Bank launches AI tool for customers to spot purchase scams Zelle to Enable International Payments via Cryptocurrency Why I will be opposing the ‘cryptocurrency freedom’ bill Understanding the Role of ISO 20022 in Cryptocurrency Payments Fintech……

I just got a whole new set of tech phrases from a Gartner report. Giving my interpretation, here we go: Supplemental Coverage from Space (SCS) is a proposed framework for Device Direct connectivity using satellite and cellular communication combination. The framework enables partnership between satellite (specifically low Earth orbit [LEO]) providers and terrestrial mobile operators……

Things we’re reading today include … Barclays acquires US lender Best Egg in $800m deal American adventure for Barclays: It is good to see a British bank on Wall Street UBS third-quarter profit soars, trouncing expectations HSBC warns it could take years to settle Madoff case as bank takes $1.1bn hit AWS Outage Shows Fintech’s Need……

Warning: if you work for a bank, this is a rant and you probably won’t like it Over the last decade or so, there’s been a big rise of Greentech and Green Fintech. Unfortunately, the banking industry isn’t listening. I wrote a book about it, along with over twenty other contributors, and the gist is……

My friend Ron Shevlin was putting some shade on Starbucks app this week. The reason is that some claim Starbucks is a bank because their prepaid app is so popular. Ron claims it is just PNBL – Pay Now, Buy Later – and is nothing to do with being a bank. The thing about his view……