I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……

I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……

I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……

I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……

I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……

I was making a list the other day of the big changes in banking and technology. Distributed ledgers, tokenisation, digital identity, Central Bank Digital Currencies (CBDCs), cryptocurrencies, stablecoins, artificial intelligence (AI), chatbots, hacking, cybersecurity, embedded finance, ecosystems, platforms, fintechs, Application Programming Interfaces (APIs), Open Banking … the list is long. It is no wonder that……

Giving away one of my trade secrets, I asked ChatGPT to give me suggestions about what to blog about and it came up with seven things: 🚀 1. The Rise of Embedded Finance 2.0 How non-financial platforms are evolving from offering simple payments to full financial ecosystems (e.g., credit, insurance, and investments built into SaaS,……

This week’s main blog discussions include … OK boomer! Mortgage by machines When I was a lad, to get a mortgage was a complex process. You would go to the bank for a meeting with the branch manager. The branch manager would assess you, your job security, work status and salary and, if all boxes……

After my blog yesterday about mortgage by machines, I left out one key component: humans. You have to remember that machines don’t think, they only appear to think because we develop them that way. Sure, there may be sentient machines at some point in the future when we get to the great Singularity but, until……

When I was a lad, to get a mortgage was a complex process. You would go to the bank for a meeting with the branch manager. The branch manager would assess you, your job security, work status and salary and, if all boxes were ticked, you could get a mortgage up to four times your……