Category: FinTech

  • Explain Layer 1 and 2 and on-chain and off-chain

    I was talking with a friend the other day who asked me to explain some basic questions around cryptocurrencies, as he was confused. It started with why everyone is talking about layers of blockchain? I explained that there are four layers, starting with level 0 and then 1, 2 and 3, and it is all……

  • IKEA’s Bank: Their Reality vs My Vision

    I was reading a fascinating case study about Ikano Bank, which is the bank of IKEA. The bank is headquartered in Malmö, Sweden, serves customers across Sweden, Denmark, Finland, Norway, the UK, Poland, Germany and Austria, offering savings and loan products for consumers, sales support services for retailers, and leasing and factoring solutions for businesses….…

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……

  • UK banks have lost at least a third of market share to fintechs

    A couple of things hit my radar late last week. The first was a prediction by Bain & Co that challenger banks would own a third of the UK banking market by 2030. This coincided with the news of Revolut finally getting their UK banking licence. It’s only taken five years. Let’s dive in. The……