Category: FinTech

  • Fintechs are building global platforms: what can banks do about it?

    It’s funny how things go around and come around again. For years, I’ve been bemused why banks cannot merge and be successful across borders. There have been almost zero European bank mergers of any size that are cross-border and the few that exist – Santander, Unicredit, Nordea to name a few – have all found……

  • Fintechs are building global platforms: what can banks do about it?

    It’s funny how things go around and come around again. For years, I’ve been bemused why banks cannot merge and be successful across borders. There have been almost zero European bank mergers of any size that are cross-border and the few that exist – Santander, Unicredit, Nordea to name a few – have all found……

  • Fintechs are building global platforms: what can banks do about it?

    It’s funny how things go around and come around again. For years, I’ve been bemused why banks cannot merge and be successful across borders. There have been almost zero European bank mergers of any size that are cross-border and the few that exist – Santander, Unicredit, Nordea to name a few – have all found……

  • Fintechs are building global platforms: what can banks do about it?

    It’s funny how things go around and come around again. For years, I’ve been bemused why banks cannot merge and be successful across borders. There have been almost zero European bank mergers of any size that are cross-border and the few that exist – Santander, Unicredit, Nordea to name a few – have all found……

  • Fintechs are building global platforms: what can banks do about it?

    It’s funny how things go around and come around again. For years, I’ve been bemused why banks cannot merge and be successful across borders. There have been almost zero European bank mergers of any size that are cross-border and the few that exist – Santander, Unicredit, Nordea to name a few – have all found……

  • The Finanser’s Week: 13th January – 19th January 2025

    This week’s main blog discussions include … Britain’s recent budgets feel like a long walk on a short cliff I’m not going to make any political statements, but have been watching UK political activity for the past few months, as has Elon Musk and others. In particular, there have been two milestone budget events in……

  • Big Tech wants Big Gov to protect them (help them make trillions)

    On Monday, the crypto-president of America takes office. Bearing in mind that I’ve said several times he will be the crypto-President it is interesting that, in the last few weeks, he will be more than this. He will be the Big Tech President. Here is why. We live in such interesting times. Digitalisation has creeped……

  • Qomodo raises $13.9M to expand BNPL for Italy’s main-street retailers

    Payments and financial solutions are two-a-penny at this point, but mostly for online e-commerce. What about physical stores? In 2023 Qomodo, a Milan-based “all-in-one” payment methods aggregator for physical merchants, came out with a €34.5 million ($36.9 million) pre-seed round (mostly debt), which we covered, to expand the BNPL model into other categories. It’s now…

  • Does growth through M&A work anymore?

    Since I started in finance, there’s been an interesting debate around whether firms can grow through organic growth or acquisitive growth. Most banks have consolidated over time to become the behemoths they are today. By way of example, just look at the history of JPMorgan Chase: Source: The Brand Hopper Or, as it surprises many……

  • Things worth reading: 21st January 2025

    Things we’re reading today include: Donald Trump’s net worth doubles as crypto market soars | The Independent Trump’s new meme coin and crypto token soar on his first day in office | Al Jazeera Circle CEO: Trump Will Act ‘Imminently’ on Banks’ Crypto Trading Elon Musk’s Antics on X Are Too Much for Germany’s Central……