Category: FinTech

  • Where is Europe’s megabank?

    Someone asked me the other day whether banking mergers in Europe would be a big trend or just wishful thinking. I guess this is because of the imminent acquisition of Commerzbank by Unicredit. Their real point was that the major European banks will need to merge to survive. After all, if American banks can spend……

  • Where is Europe’s megabank?

    Someone asked me the other day whether banking mergers in Europe would be a big trend or just wishful thinking. I guess this is because of the imminent acquisition of Commerzbank by Unicredit. Their real point was that the major European banks will need to merge to survive. After all, if American banks can spend……

  • Where is Europe’s megabank?

    Someone asked me the other day whether banking mergers in Europe would be a big trend or just wishful thinking. I guess this is because of the imminent acquisition of Commerzbank by Unicredit. Their real point was that the major European banks will need to merge to survive. After all, if American banks can spend……

  • Where is Europe’s megabank?

    Someone asked me the other day whether banking mergers in Europe would be a big trend or just wishful thinking. I guess this is because of the imminent acquisition of Commerzbank by Unicredit. Their real point was that the major European banks will need to merge to survive. After all, if American banks can spend……

  • Things worth reading: 7th October 2024

    Things we’re reading today include … Elon Musk’s X paid its Brazil fines to the wrong bank, court says | Mashable FCA fines Starling Bank £29m for sanctions screening failures – FinTech Futures: Fintech news UK strengthens role in European fintech sector, report says – ThePaypers Banks and tech companies at odds over online fraud……

  • Europe – over-regulated and under-invested

    For over half a century, post the second World War, Europe has been integrating. From a few nations in the 1950s, led by France and Germany, the Eurozone grew to 28 countries. Then, with Brexit, 27. Now, after Brexit, there are rumours the alliance could shrink further as many countries have issues with the ECB’s……

  • The Finanser’s Week: 30th September – 6th October 2024

    This week’s main blog discussions include … US banks invest three times more in tech than European banks I got an interesting question in my recent banking presentation: US banks have spent far more on technology than banks in Europe – will European banks ever be able to catch-up? It is true that American banks……

  • US banks invest three times more in tech than European banks

    I got an interesting question in my recent banking presentation: US banks have spent far more on technology than banks in Europe – will European banks ever be able to catch-up? It is true that American banks have spent far more on tech. To illustrate the point: JPMorgan spent over $15 billion last year, and is……

  • Things worth reading: 4th October 2024

    Things we’re reading today include … Mystery creator of Bitcoin identified, new HBO documentary claims – POLITICO Carlos Torres Vila (BBVA): “The reinvention of a bank doesn’t end” Mediobanca CEO says conditions not right for cross-border bank M&A in Europe | Reuters Can Andrea Orcel, Europe’s star banker, create a super-bank? (economist.com) UK strengthens role……

  • Identity? Forget mobile … think eyeballs!

    I just spotted a blog by Alan Stapelberg, who is Group Product Manager for Google Wallet. Here’s his opening para: “Imagine starting a vacation like this: You arrive at the airport and breeze through security by tapping your phone to a reader, scanning your boarding pass and ID. While waiting to board, you grab a……