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  • Tokens are the keys

    We talk a lot about how digitalisation is simplifying everything, yet it feels like the opposite is happening. Yes, I no longer need to go to a bank branch to deposit a cheque – does anyone remember those days? – but I do have to go through an awful lot of clicks and checks before……

    November 7, 2025
  • Tokens are the keys

    We talk a lot about how digitalisation is simplifying everything, yet it feels like the opposite is happening. Yes, I no longer need to go to a bank branch to deposit a cheque – does anyone remember those days? – but I do have to go through an awful lot of clicks and checks before……

    November 7, 2025
  • Tokens are the keys

    We talk a lot about how digitalisation is simplifying everything, yet it feels like the opposite is happening. Yes, I no longer need to go to a bank branch to deposit a cheque – does anyone remember those days? – but I do have to go through an awful lot of clicks and checks before……

    November 7, 2025
  • Tokens are the keys

    We talk a lot about how digitalisation is simplifying everything, yet it feels like the opposite is happening. Yes, I no longer need to go to a bank branch to deposit a cheque – does anyone remember those days? – but I do have to go through an awful lot of clicks and checks before……

    November 7, 2025
  • Tokens are the keys

    We talk a lot about how digitalisation is simplifying everything, yet it feels like the opposite is happening. Yes, I no longer need to go to a bank branch to deposit a cheque – does anyone remember those days? – but I do have to go through an awful lot of clicks and checks before……

    November 7, 2025
  • Everything is being eaten by AI (take note consultants)

    Interestingly, as AI kills search engines and browsers, it also appears to be destroying the market for consultants and research firms. That’s not just a proposition but a reality, if you look at the share price performance of consulting and research firms this year. Whilst the likes of Accenture and Cap Gemini have dropped by……

    November 7, 2025
  • Things worth reading: 4th November 2025

    Things we’re reading today include … The two tiny banks fuelling the Trumps’ crypto empire ‘I don’t know who he is,’ says Trump after pardoning crypto tycoon Hong Kong Monetary Authority presents ‘Fintech 2030’ strategy Russian clients living in the E.U. struggle to regain banking access after fintech company Revolut freezes accounts The UK bank……

    November 7, 2025
  • Do you need AI or a consultant?

    I was reading McKinsey’s annual summary of what’s hot and what’s not in banking the other day. They pick on four areas: Technology The new consumer Capital efficiency Targeted M&A What got me is that this is just PEST in other words. What’s PEST? It’s the way we predict the future based upon Political, Economic, Social……

    November 7, 2025
  • Things worth reading: 5th November 2025

    Things we’re reading today include: Was Pablo Escobar involved in the Bank of England robbery? Bitcoin plunges nearly 6% amid rising US dollar, large liquidations ECB’s digital euro plan hits resistance from banks and EU lawmakers HKMA Focuses on Tokenisation and AI in “Fintech 2030” Strategy TSB Warns of Spike in Purchase Fraud Ahead of……

    November 7, 2025
  • Will Sophia replace me?

    I asked AI to tell me about the future of banking the other day. It responded with a great set of answers: The future of banking is being reshaped by technology, shifting customer expectations, and new regulatory and economic realities. Here are the key trends that will define the next 5–10 years: 💡 1. Banking……

    November 7, 2025
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