Almost every innovation is met by people who believe it will destroy our ability to earn a living. The Luddites feared mechanisation. Clerks feared computers. Bank managers feared the internet. Taxi drivers feared ride-sharing apps. Retailers feared ecommerce. And now everyone fears AI. The latest prediction is that artificial intelligence will eliminate millions of jobs,……

Almost every innovation is met by people who believe it will destroy our ability to earn a living. The Luddites feared mechanisation. Clerks feared computers. Bank managers feared the internet. Taxi drivers feared ride-sharing apps. Retailers feared ecommerce. And now everyone fears AI. The latest prediction is that artificial intelligence will eliminate millions of jobs,……

Almost every innovation is met by people who believe it will destroy our ability to earn a living. The Luddites feared mechanisation. Clerks feared computers. Bank managers feared the internet. Taxi drivers feared ride-sharing apps. Retailers feared ecommerce. And now everyone fears AI. The latest prediction is that artificial intelligence will eliminate millions of jobs,……

Thirty years ago, a journalist laughed when I predicted that someone would one day make a payment from the top of Mount Everest. In 2013, it came true. Why am I thinking about this today? Because I am going somewhere that has a hidden secret. Going where? Uzbekistan. The hidden secret? Payme. Payme is one……

Things we’re reading today include … Europe’s Most Valuable Fintech Faces Banking-Supervision Reality Revolt challenger: Italian fintech unicorn Satispay to raise €120M and unlock a €1.27T investing opportunity What Does it Take to be a Top Neobank? UK regulator warns banks again of e-money and stablecoin contagion risk How Türkiye’s development bank is turning sustainability……

For years, Decentralised Finance (DeFi) has sold itself as the future of finance: transparent, decentralised, unstoppable. Now one of the most respected security figures in crypto is saying: get out whilst you still can. Manuel Aráoz, co-founder of OpenZeppelin, believes AI has fundamentally changed the security equation in decentralised finance but his latest warning is……

For those who follow my blog regularly you will know that I am a notaphilist or, if you prefer, someone who collects old banknotes. I can’t help myself. As the Bank of England seeks to replace Winston Churchill with a fish … … and Alan Turing with a hedgehog … … I was fascinated to stumble across……

Things we’re reading today include … Lloyds Bank speaks out over ‘completely incomprehensible’ change to customer accounts Lessons from Ireland’s Revolut revolution Britain’s banks see fraud cases spike after refund rules take effect Barclays to buy children’s debit card and money app GoHenry Bitcoin jumps to two-week high as US-Iran Hormuz deal boosts risk appetite……

This week’s main blog discussions include … Diary of a Ponzi Scheme and it’s all about tokenisation I’ve just launched another new book! After the successful launch of Intelligent Bank with Huawei a few weeks ago I had, in the meantime, developed another book: Diary of a Ponzi Scheme. The scheme is all about Clint who creates a “Token……

Things we’re reading today include … How the Iran war is impacting the cryptocurrency space Brexit’s True Toll on UK’s Fintech Sector and Why Labour’s ‘EU Reset’ Won’t Move the Needle Global crackdown exposes €336m crypto laundering linked to ransomware gangs EU instant payment rules: banks risk being left behind FinTechs should make regulation their……