-
The two faces of inclusion
One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……
-
The two faces of inclusion
One person in seven has no access to formal financial services. One person in six lives with a disability. We normally think of these as two separate inclusion challenges. They are not. They are the same problem. Financial systems were designed around a single type of customer, leaving millions of others behind. For decades, financial……
-
Things worth reading: 22nd July 2026
Things we’re reading today include … Trump made more than $1bn from crypto in first year back in office FIA sets up cryptocurrency investigation unit Fintech Funding Surges 23% In H1 2026 As Investors Concentrate Their Bets On AI And Financial Infrastructure ‘If you’re not AI-native, you’re not getting funded’: European fintech’s H1 funding figures……
-
Things worth reading: 23rd July 2026
Things we’re reading today include … UK fintech Revolut valuation soars to $115 bn US senator wants urgent answers from Barclays over Jes Staley’s ties to Jeffrey Epstein | Barclays UK banks increasingly restrict crypto payments, provoking cross-party inquiry Deutsche Bank headquarters raided for third time this year Wimbledon finalist loses her £31m fortune and……
-
Banks exist because trust doesn’t scale
Some days, the financial news seems to have nothing whatsoever in common but yesterday there were four stories where I saw a link. The first is a US senator demanding answers from Barclays over Jes Staley’s relationship with Jeffrey Epstein. Then there are UK banks are facing political scrutiny for restricting customers from making crypto……
-
Things worth reading: 24th July 2026
Things we’re reading today include … Why Are Major Banks Racing to Appoint Chief AI Officers? Why Europe’s banks stay home: Regulatory fragmentation and the cost of an incomplete banking union Commission outlines measures to strengthen Europe’s banking sector and support growth 17 African fintech companies make CNBC and Statista’s 2026 world’s top 500 fintech……
-
Russia is consuming itself
Building on my story about banks win wars, not soldiers, there have been two interesting headlines over the last week: Half a million Russians go bankrupt as Putin risks banking crisis Russians turn to cash putting more strain on slowing wartime economy The stories boil down to the fact that the Russian economy is bust….…
-
Things worth reading: 28th July 2026
Things we’re readng today include … Lloyds, Barclays and Halifax go DOWN with hundreds of customers ‘unable to make payments’ Denmark Readies Emergency Reserve Bank to Fight Cyberattacks Barclays investment bank jumps 32% on dealmaking and equity trading surge Why the Bank of England museum is a one-of-a-kind ‘Fintech is a threat’ to big banks……
-
Technology is the tool to fight poverty
For decades, we’ve treated poverty as an economic problem. Increasingly, I think it’s a technology problem. That sounds like a strange statement until you realise that the single biggest driver of financial inclusion over the past fifty years has not been governments, charities or banks. It has been technology. Governments, banks and charities have spent……
-
Things worth reading: 27th July 2026
Things we’re reading today include … City gears up for a fight on bank tax under Burnham Swiss lawmakers eye UBS rules balancing stability and competition concerns Insurers could get a green light to acquire banks under proposed EU capital fix Why some emerging-market banks are moving faster on AI Bank treasurer survey by the……